NPC Generator — illustrative example

INPUT
A ferry keeper guarding the only crossing before a storm.

RESULT
Wants to protect the ferry; fears an overloaded crossing; offers passage if the party helps secure the mooring.

REVIEW
An NPC becomes playable through a motive, a pressure and something they can offer. A long biography is less useful than a clear response to the players.

This is a teaching example, not a live execution record.